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ADR 0020. Assurance Levels A0-A3; Password-Only Is Provisional

Status​

Accepted.

Amendment (ADR 0022 / 0024): PlayerPal ID + password is offered on the player portal (provisional A0). Create and sign-in are Nest-owned (ADR 0024), not an open product question.

Whether PlayerPal ID + password is offered at all was open when this ADR was written; if offered, the table below still constrains it.

Context​

A pp_plr_... identifier does not exist before registration, so it cannot be the first proof of a unique person. Password knowledge also does not establish uniqueness. Treating password-only signup as a full loyalty account would let automated accounts redeem, transfer or claim acquisition bonuses.

Decision​

Passkey (WebAuthn) is the default bootstrap. Approved social OIDC is supported after a no-PII POC. Partner assertion plus passkey is the preferred embedded flow.

If PlayerPal ID + password is offered, the account is provisional:

LevelMinimum proofEconomic capabilities
A0_PASSWORD_ONLYPlayerPal ID + passwordSession, add credential, connect partner. No redeem, transfer, or acquisition bonus
A1_PLAYER_CONTROLLEDPasskey or approved socialNormal access; policy may step up high-value actions
A2_PARTNER_CONFIRMEDA1 plus valid partner relationshipEarn from that integration; standard redemption per programme
A3_CORROBORATEDMultiple independent trusted proofsHigher-value actions where policy permits

Assurance is not a permanent badge. Revocation, exclusion or partner disconnect can reduce capabilities. Authorization evaluates level, action, programme, jurisdiction, risk and partner scope at execution time.

Player-chosen usernames are not in the initial product.

Consequences​

  • Upgrade proofs change capabilities without changing pp_plr_....
  • Password reset cannot use email or SMS (ADR 0012).
  • See spec §45.8, §46.4 and docs/linking-and-bootstrap.md.